tcummuta

Timothy J. Cummuta is the author of Anyone Can Be Financially Free---The Personal Financial Planning Course, AuthorHouse 2007. He is also a professional speaker and financial professional. Tim Cummuta has authored numerous articles and manuals over the years.  Currently Tim specializes in Financial, Estate, Retirement, and Income planning.

For the past fifteen years, working in wide arena of financial services including Medicare and Social Security issues, credit problems, retirement planning, estate planning, and succession planning, he has gained a broad well-balanced expertise of the financial issues and difficulties facing Americans today.

As a former Director for a three-time Inc. 500™ financial services company with over 70,000 members, Tim learned firsthand what will make or break a personal financial plan.

Tim also spent nine years consulting top companies like Sprint and W.W. Granger overcoming serious and difficult business obstacles. As a Project Manager, he managed numerous multi-million dollar projects from conception to completion which produced a profound understanding of the problems and pitfalls of poor planning.

Tim resides in S.W. Wisconsin, and currently holds a Master in Family and Consumer Science.